Saques da poupança superaram depósitos em R$ 50,5 bilhões no 1º semestre, diz BC

O Banco Central informou nesta quinta-feira (7) que os saques na caderneta de poupança superaram os depósitos em R$ 50,5 bilhões no primeiro semestre de 2022.

Ao todo, segundo a instituição:

os saques somaram R$ 1,808 trilhão nos seis primeiros meses do ano; e
os depósitos, R$ 1,758 trilhão.

A saída líquida de recursos no primeiro semestre de 2022 representa a maior da série histórica, ultrapassado as registradas no mesmo período de 2016 e 2015, quando, respectivamente, os saques superaram os depósitos em R$ 42,6 bilhões e R$ 38,5 bilhões

A série histórica do Banco Central tem início em 1995. Os valores são nominais, ou seja, sem atualização pela inflação.

Maiores saídas líquidas de recursos da poupança no 1º semestre:

Em R$ bilhões

(function () {
const chartData = {“APIDocumentID”:”3c97558c-f3e7-4e9a-ad75-c08a0df236bb”,”options”:{“credits”:”Banco Central; valores nominais e arredondados.”,”data”:[{“name”:”1u00ba sem de 2022″,”value”:[“-50,5”]},{“name”:”1u00ba sem de 2016″,”value”:[“-42,6”]},{“name”:”1u00ba sem de 2015″,”value”:[“-38,5”]},{“name”:”1u00ba sem de 2021″,”value”:[“-16,5”]},{“name”:”1u00ba sem de 2019″,”value”:[“-14,5”]},{“name”:”1u00ba sem de 2017″,”value”:[“-12,3″]}],”inverted”:false,”name”:”Ano”,”subtitle”:”Em R$ bilhu00f5es”,”title”:”Maiores sau00eddas lu00edquidas de recursos da poupanu00e7a no 1u00ba semestre:”,”yAxisTitle”:”Valor”},”svg”:”%3Csvg xmlns:xlink=u0027http://www.w3.org/1999/xlinku0027 version=u00271.1u0027 class=u0027highcharts-rootu0027 style=u0027font-family:%26quot%3Bopensans%26quot%3B%2C %26quot%3Bopen sans%26quot%3B%2C %26quot%3Bhelvetica%26quot%3B%2C %26quot%3Bverdana%26quot%3B%3Bfont-size:12px%3Bcolor:%23333333%3Bfill:%23333333%3Bu0027 xmlns=u0027http://www.w3.org/2000/svgu0027 width=u0027600u0027 height=u0027400u0027 viewBox=u00270 0 600 400u0027%3E%3Cdesc%3ECreated with Highcharts 5.0.9%3C/desc%3E%3Cdefs%3E%3CclipPath id=u0027highcharts-ufat9ch-459u0027%3E%3Crect x=u00270u0027 y=u00270u0027 width=u0027535u0027 height=u0027297u0027 fill=u0027noneu0027%3E%3C/rect%3E%3C/clipPath%3E%3C/defs%3E%3Crect fill=u0027transparentu0027 class=u0027highcharts-backgroundu0027 x=u00270u0027 y=u00270u0027 width=u0027600u0027 height=u0027400u0027 rx=u00270u0027 ry=u00270u0027%3E%3C/rect%3E%3Crect fill=u0027noneu0027 class=u0027highcharts-plot-backgroundu0027 x=u002755u0027 y=u002710u0027 width=u0027535u0027 height=u0027297u0027%3E%3C/rect%3E%3Cg class=u0027highcharts-grid highcharts-xaxis-grid u0027%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-grid-lineu0027 d=u0027M 143.5 10 L 143.5 307u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-grid-lineu0027 d=u0027M 232.5 10 L 232.5 307u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-grid-lineu0027 d=u0027M 322.5 10 L 322.5 307u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-grid-lineu0027 d=u0027M 411.5 10 L 411.5 307u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-grid-lineu0027 d=u0027M 500.5 10 L 500.5 307u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-grid-lineu0027 d=u0027M 589.5 10 L 589.5 307u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-grid-lineu0027 d=u0027M 54.5 10 L 54.5 307u0027 opacity=u00271u0027%3E%3C/path%3E%3C/g%3E%3Cg class=u0027highcharts-grid highcharts-yaxis-grid u0027%3E%3Cpath fill=u0027noneu0027 stroke=u0027%23e6e6e6u0027 stroke-width=u00271u0027 class=u0027highcharts-grid-lineu0027 d=u0027M 55 307.5 L 590 307.5u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 stroke=u0027%23e6e6e6u0027 stroke-width=u00271u0027 class=u0027highcharts-grid-lineu0027 d=u0027M 55 258.5 L 590 258.5u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 stroke=u0027%23e6e6e6u0027 stroke-width=u00271u0027 class=u0027highcharts-grid-lineu0027 d=u0027M 55 208.5 L 590 208.5u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 stroke=u0027%23e6e6e6u0027 stroke-width=u00271u0027 class=u0027highcharts-grid-lineu0027 d=u0027M 55 159.5 L 590 159.5u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 stroke=u0027%23e6e6e6u0027 stroke-width=u00271u0027 class=u0027highcharts-grid-lineu0027 d=u0027M 55 109.5 L 590 109.5u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 stroke=u0027%23e6e6e6u0027 stroke-width=u00271u0027 class=u0027highcharts-grid-lineu0027 d=u0027M 55 60.5 L 590 60.5u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 stroke=u0027%23e6e6e6u0027 stroke-width=u00271u0027 class=u0027highcharts-grid-lineu0027 d=u0027M 55 9.5 L 590 9.5u0027 opacity=u00271u0027%3E%3C/path%3E%3C/g%3E%3Crect fill=u0027noneu0027 class=u0027highcharts-plot-borderu0027 x=u002755u0027 y=u002710u0027 width=u0027535u0027 height=u0027297u0027%3E%3C/rect%3E%3Cg class=u0027highcharts-axis highcharts-xaxis u0027%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-ticku0027 stroke=u0027%23ccd6ebu0027 stroke-width=u00271u0027 d=u0027M 143.5 307 L 143.5 317u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-ticku0027 stroke=u0027%23ccd6ebu0027 stroke-width=u00271u0027 d=u0027M 232.5 307 L 232.5 317u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-ticku0027 stroke=u0027%23ccd6ebu0027 stroke-width=u00271u0027 d=u0027M 322.5 307 L 322.5 317u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-ticku0027 stroke=u0027%23ccd6ebu0027 stroke-width=u00271u0027 d=u0027M 411.5 307 L 411.5 317u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-ticku0027 stroke=u0027%23ccd6ebu0027 stroke-width=u00271u0027 d=u0027M 500.5 307 L 500.5 317u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-ticku0027 stroke=u0027%23ccd6ebu0027 stroke-width=u00271u0027 d=u0027M 590.5 307 L 590.5 317u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-ticku0027 stroke=u0027%23ccd6ebu0027 stroke-width=u00271u0027 d=u0027M 54.5 307 L 54.5 317u0027 opacity=u00271u0027%3E%3C/path%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-axis-lineu0027 stroke=u0027%23ccd6ebu0027 stroke-width=u00271u0027 d=u0027M 55 307.5 L 590 307.5u0027%3E%3C/path%3E%3C/g%3E%3Cg class=u0027highcharts-axis highcharts-yaxis u0027%3E%3Ctext x=u002710.609375u0027 text-anchor=u0027middleu0027 transform=u0027translate(0%2C0) rotate(270 10.609375 158.5)u0027 class=u0027highcharts-axis-titleu0027 style=u0027color:%23333%3Bfont-weight:bold%3Bfont-size:12px%3Bfill:%23333%3Bu0027 y=u0027158.5u0027%3EValor%3C/text%3E%3Cpath fill=u0027noneu0027 class=u0027highcharts-axis-lineu0027 d=u0027M 55 10 L 55 307u0027%3E%3C/path%3E%3C/g%3E%3Cg class=u0027highcharts-series-groupu0027%3E%3Cg class=u0027highcharts-series highcharts-series-0 highcharts-column-series highcharts-color-undefined u0027 transform=u0027translate(55%2C10) scale(1 1)u0027 clip-path=u0027url(%23highcharts-ufat9ch-459)u0027%3E%3Crect x=u002722.5u0027 y=u0027-0.5u0027 width=u002743u0027 height=u0027251u0027 fill=u0027%23EC473Cu0027 stroke=u0027%23ffffffu0027 stroke-width=u00271u0027 class=u0027highcharts-point highcharts-negative highcharts-color-0u0027%3E%3C/rect%3E%3Crect x=u0027111.5u0027 y=u0027-0.5u0027 width=u002743u0027 height=u0027212u0027 fill=u0027%23ec473cu0027 stroke=u0027%23ffffffu0027 stroke-width=u00271u0027 class=u0027highcharts-point highcharts-negative highcharts-color-1u0027%3E%3C/rect%3E%3Crect x=u0027201.5u0027 y=u0027-0.5u0027 width=u002743u0027 height=u0027192u0027 fill=u0027%23ec473cu0027 stroke=u0027%23ffffffu0027 stroke-width=u00271u0027 class=u0027highcharts-point highcharts-negative highcharts-color-2u0027%3E%3C/rect%3E%3Crect x=u0027290.5u0027 y=u0027-0.5u0027 width=u002743u0027 height=u002783u0027 fill=u0027%23ec473cu0027 stroke=u0027%23ffffffu0027 stroke-width=u00271u0027 class=u0027highcharts-point highcharts-negative highcharts-color-3u0027%3E%3C/rect%3E%3Crect x=u0027379.5u0027 y=u0027-0.5u0027 width=u002743u0027 height=u002773u0027 fill=u0027%23ec473cu0027 stroke=u0027%23ffffffu0027 stroke-width=u00271u0027 class=u0027highcharts-point highcharts-negative highcharts-color-4u0027%3E%3C/rect%3E%3Crect x=u0027468.5u0027 y=u0027-0.5u0027 width=u002743u0027 height=u002762u0027 fill=u0027%23ec473cu0027 stroke=u0027%23ffffffu0027 stroke-width=u00271u0027 class=u0027highcharts-point highcharts-negative highcharts-color-5u0027%3E%3C/rect%3E%3C/g%3E%3Cg class=u0027highcharts-markers highcharts-series-0 highcharts-column-series highcharts-color-undefined u0027 transform=u0027translate(55%2C10) scale(1 1)u0027 clip-path=u0027noneu0027%3E%3C/g%3E%3C/g%3E%3Cg class=u0027highcharts-data-labels highcharts-series-0 highcharts-column-series highcharts-color-undefined u0027 transform=u0027translate(55%2C10) scale(1 1)u0027 opacity=u00271u0027%3E%3Cg class=u0027highcharts-label highcharts-data-label highcharts-data-label-color-0 u0027 transform=u0027translate(25%2C251)u0027%3E%3Ctext x=u00275u0027 style=u0027font-size:12px%3Bfont-weight:bold%3Bcolor:%230f0f0f0%3Btext-outline:1px contrast%3Bfill:%230f0f0f0%3Bu0027 y=u002717u0027%3E%3Ctspan x=u00275u0027 y=u002717u0027 class=u0027highcharts-text-outlineu0027 fill=u0027%23FFFFFFu0027 stroke=u0027%23FFFFFFu0027 stroke-width=u00272pxu0027 stroke-linejoin=u0027roundu0027 style=u0027u0027%3E-50%2C5%3C/tspan%3E%3Ctspan x=u00275u0027 y=u002717u0027%3E-50%2C5%3C/tspan%3E%3C/text%3E%3C/g%3E%3Cg class=u0027highcharts-label highcharts-data-label highcharts-data-label-color-1 u0027 transform=u0027translate(114%2C212)u0027%3E%3Ctext x=u00275u0027 style=u0027font-size:12px%3Bfont-weight:bold%3Bcolor:%230f0f0f0%3Btext-outline:1px contrast%3Bfill:%230f0f0f0%3Bu0027 y=u002717u0027%3E%3Ctspan x=u00275u0027 y=u002717u0027 class=u0027highcharts-text-outlineu0027 fill=u0027%23FFFFFFu0027 stroke=u0027%23FFFFFFu0027 stroke-width=u00272pxu0027 stroke-linejoin=u0027roundu0027%3E-42%2C6%3C/tspan%3E%3Ctspan x=u00275u0027 y=u002717u0027%3E-42%2C6%3C/tspan%3E%3C/text%3E%3C/g%3E%3Cg class=u0027highcharts-label highcharts-data-label highcharts-data-label-color-2 u0027 transform=u0027translate(204%2C192)u0027%3E%3Ctext x=u00275u0027 style=u0027font-size:12px%3Bfont-weight:bold%3Bcolor:%230f0f0f0%3Btext-outline:1px contrast%3Bfill:%230f0f0f0%3Bu0027 y=u002717u0027%3E%3Ctspan x=u00275u0027 y=u002717u0027 class=u0027highcharts-text-outlineu0027 fill=u0027%23FFFFFFu0027 stroke=u0027%23FFFFFFu0027 stroke-width=u00272pxu0027 stroke-linejoin=u0027roundu0027%3E-38%2C5%3C/tspan%3E%3Ctspan x=u00275u0027 y=u002717u0027%3E-38%2C5%3C/tspan%3E%3C/text%3E%3C/g%3E%3Cg class=u0027highcharts-label highcharts-data-label highcharts-data-label-color-3 u0027 transform=u0027translate(293%2C83)u0027%3E%3Ctext x=u00275u0027 style=u0027font-size:12px%3Bfont-weight:bold%3Bcolor:%230f0f0f0%3Btext-outline:1px contrast%3Bfill:%230f0f0f0%3Bu0027 y=u002717u0027%3E%3Ctspan x=u00275u0027 y=u002717u0027 class=u0027highcharts-text-outlineu0027 fill=u0027%23FFFFFFu0027 stroke=u0027%23FFFFFFu0027 stroke-width=u00272pxu0027 stroke-linejoin=u0027roundu0027%3E-16%2C5%3C/tspan%3E%3Ctspan x=u00275u0027 y=u002717u0027%3E-16%2C5%3C/tspan%3E%3C/text%3E%3C/g%3E%3Cg class=u0027highcharts-label highcharts-data-label highcharts-data-label-color-4 u0027 transform=u0027translate(382%2C73)u0027%3E%3Ctext x=u00275u0027 style=u0027font-size:12px%3Bfont-weight:bold%3Bcolor:%230f0f0f0%3Btext-outline:1px contrast%3Bfill:%230f0f0f0%3Bu0027 y=u002717u0027%3E%3Ctspan x=u00275u0027 y=u002717u0027 class=u0027highcharts-text-outlineu0027 fill=u0027%23FFFFFFu0027 stroke=u0027%23FFFFFFu0027 stroke-width=u00272pxu0027 stroke-linejoin=u0027roundu0027%3E-14%2C5%3C/tspan%3E%3Ctspan x=u00275u0027 y=u002717u0027%3E-14%2C5%3C/tspan%3E%3C/text%3E%3C/g%3E%3Cg class=u0027highcharts-label highcharts-data-label highcharts-data-label-color-5 u0027 transform=u0027translate(471%2C62)u0027%3E%3Ctext x=u00275u0027 style=u0027font-size:12px%3Bfont-weight:bold%3Bcolor:%230f0f0f0%3Btext-outline:1px contrast%3Bfill:%230f0f0f0%3Bu0027 y=u002717u0027%3E%3Ctspan x=u00275u0027 y=u002717u0027 class=u0027highcharts-text-outlineu0027 fill=u0027%23FFFFFFu0027 stroke=u0027%23FFFFFFu0027 stroke-width=u00272pxu0027 stroke-linejoin=u0027roundu0027%3E-12%2C3%3C/tspan%3E%3Ctspan x=u00275u0027 y=u002717u0027%3E-12%2C3%3C/tspan%3E%3C/text%3E%3C/g%3E%3C/g%3E%3Cg class=u0027highcharts-axis-labels highcharts-xaxis-labels u0027%3E%3Ctext x=u0027102.41176045807953u0027 style=u0027color:%23333%3Bcursor:default%3Bfont-size:12px%3Bfont-weight:bold%3Bfill:%23333%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0) rotate(-45 102.41176045807953 323)u0027 y=u0027323u0027 opacity=u00271u0027%3E%3Ctspan%3E1%C2%BA sem de 2022%3C/tspan%3E%3C/text%3E%3Ctext x=u0027191.57842712474618u0027 style=u0027color:%23333%3Bcursor:default%3Bfont-size:12px%3Bfont-weight:bold%3Bfill:%23333%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0) rotate(-45 191.57842712474618 323)u0027 y=u0027323u0027 opacity=u00271u0027%3E%3Ctspan%3E1%C2%BA sem de 2016%3C/tspan%3E%3C/text%3E%3Ctext x=u0027280.7450937914129u0027 style=u0027color:%23333%3Bcursor:default%3Bfont-size:12px%3Bfont-weight:bold%3Bfill:%23333%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0) rotate(-45 280.7450937914129 323)u0027 y=u0027323u0027 opacity=u00271u0027%3E%3Ctspan%3E1%C2%BA sem de 2015%3C/tspan%3E%3C/text%3E%3Ctext x=u0027369.9117604580796u0027 style=u0027color:%23333%3Bcursor:default%3Bfont-size:12px%3Bfont-weight:bold%3Bfill:%23333%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0) rotate(-45 369.9117604580796 323)u0027 y=u0027323u0027 opacity=u00271u0027%3E%3Ctspan%3E1%C2%BA sem de 2021%3C/tspan%3E%3C/text%3E%3Ctext x=u0027459.0784271247462u0027 style=u0027color:%23333%3Bcursor:default%3Bfont-size:12px%3Bfont-weight:bold%3Bfill:%23333%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0) rotate(-45 459.0784271247462 323)u0027 y=u0027323u0027 opacity=u00271u0027%3E%3Ctspan%3E1%C2%BA sem de 2019%3C/tspan%3E%3C/text%3E%3Ctext x=u0027548.2450937914128u0027 style=u0027color:%23333%3Bcursor:default%3Bfont-size:12px%3Bfont-weight:bold%3Bfill:%23333%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0) rotate(-45 548.2450937914128 323)u0027 y=u0027323u0027 opacity=u00271u0027%3E%3Ctspan%3E1%C2%BA sem de 2017%3C/tspan%3E%3C/text%3E%3C/g%3E%3Cg class=u0027highcharts-axis-labels highcharts-yaxis-labels u0027%3E%3Ctext x=u002740u0027 style=u0027color:%23666666%3Bcursor:default%3Bfont-size:11px%3Bfill:%23666666%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0)u0027 y=u0027312u0027 opacity=u00271u0027%3E%3Ctspan%3E-60%3C/tspan%3E%3C/text%3E%3Ctext x=u002740u0027 style=u0027color:%23666666%3Bcursor:default%3Bfont-size:11px%3Bfill:%23666666%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0)u0027 y=u0027262u0027 opacity=u00271u0027%3E%3Ctspan%3E-50%3C/tspan%3E%3C/text%3E%3Ctext x=u002740u0027 style=u0027color:%23666666%3Bcursor:default%3Bfont-size:11px%3Bfill:%23666666%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0)u0027 y=u0027213u0027 opacity=u00271u0027%3E%3Ctspan%3E-40%3C/tspan%3E%3C/text%3E%3Ctext x=u002740u0027 style=u0027color:%23666666%3Bcursor:default%3Bfont-size:11px%3Bfill:%23666666%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0)u0027 y=u0027163u0027 opacity=u00271u0027%3E%3Ctspan%3E-30%3C/tspan%3E%3C/text%3E%3Ctext x=u002740u0027 style=u0027color:%23666666%3Bcursor:default%3Bfont-size:11px%3Bfill:%23666666%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0)u0027 y=u0027114u0027 opacity=u00271u0027%3E%3Ctspan%3E-20%3C/tspan%3E%3C/text%3E%3Ctext x=u002740u0027 style=u0027color:%23666666%3Bcursor:default%3Bfont-size:11px%3Bfill:%23666666%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0)u0027 y=u002764u0027 opacity=u00271u0027%3E%3Ctspan%3E-10%3C/tspan%3E%3C/text%3E%3Ctext x=u002740u0027 style=u0027color:%23666666%3Bcursor:default%3Bfont-size:11px%3Bfill:%23666666%3Bu0027 text-anchor=u0027endu0027 transform=u0027translate(0%2C0)u0027 y=u002715u0027 opacity=u00271u0027%3E%3Ctspan%3E0%3C/tspan%3E%3C/text%3E%3C/g%3E%3C/svg%3E”,”themes”:{“colors”:[“#EC473C”,”#ec473c”,”#ec473c”,”#ec473c”,”#ec473c”,”#ec473c”,”#55B46F”,”#3279BD”,”#8F91B1″,”#F7CE6A”]},”type”:”column”};

window.ShowChart = window.ShowChart || [];
window.ShowChart.push({
key: “4p75c”,
type: chartData.type,
colors: chartData.themes.colors,
options: chartData.options
});
})();

Fonte: Banco Central; valores nominais e arredondados.

Resultado mês a mês

Ainda segundo dados do Banco Central, o resultada da poupança foi negativo em cinco dos seis meses deste ano:

Captação líquida da poupança em 2022 (em R$ bilhões)

Valor representa a diferença entre depósitos e saques. Quando saques superam depósitos, o resultado é negativo.

window.ShowChart = window.ShowChart || [];
window.ShowChart.push({
key: “9tvcc”,
type: chartData.type,
colors: chartData.themes.colors,
options: chartData.options
});
})();

Fonte: Banco Central; valores nominais e arredondados.

Devido à greve dos servidores, o Banco Central parou de divulgar os dados do resultado da poupança. O último dado fechado para um mês era de março. Com o fim da greve, anunciada nesta semana pela categoria, a instituição retomou as divulgações.

Possíveis motivos

A elevada saída de recursos da poupança em 2022 coincide com a alta da inflação. Em 12 meses encerrados em maio, o Índice Nacional de Preços ao Consumidor Amplo (IPCA), considerado a inflação oficial do país, acumula alta de 11,73%.

Já são nove meses seguidos com a inflação anual rodando acima dos dois dígitos no acumulado em 12 meses. Uma inflação elevada corrói o poder de compra dos brasileiros ? e muitos podem tirar recursos acumulados para pagar contas e dívidas.

Outro fator que pode ajudar a explicar a saída de recursos da poupança é a alta da taxa básica de juros, a Selic. A taxa está em 13,25% ao ano, maior juro básico desde dezembro de 2016.

Com isso, a tradicional caderneta de poupança segue com o rendimento travado em 6,17% ao ano + TR (Taxa Referencial), perdendo para a inflação e para outras aplicações de renda fixa.

Saques da poupança superaram depósitos em R$ 50,5 bilhões no 1º semestre, diz BC

Resultado mês a mês

Possíveis motivos

VÍDEOS EM DESTAQUE

ÚLTIMAS NOTÍCIAS

Ala da transição defende Josué Gomes na Petrobras ou Ministério da Indústria

Elizeu diz que não vê motivos para cassação de Cattani

Técnico do Cacerense valoriza presença de Caça-Rato no elenco: ?Motiva outros atletas?

Ex-gestores da Saúde sobre números divulgados por interventor: ?induz população ao erro?